Segregated Funds

Segregated funds are market-based investments that are like mutual funds.

But because the fund’s contract is an insurance contract, segregated funds have many benefits that mutual funds don’t.

Some of these advantages include:

• Death and maturity guarantee.
• Diversification.
• Simplicity and choice.
• Potential creditor protection.
• No trustee fees.
• Estate bypass.
• Loss protections (contracts guarantee 75-100% of your initial investment when the contract matures or with death).
• Allow named beneficiaries so that the death benefit bypasses the estate and goes directly to them.
• Can control how and when the benefit gets paid out (more flexibility).